Wednesday, July 21, 2010

"We Are Home" May Actually Help Us Get Home

Well, I survived the "We Are Home" meeting. If you haven't called to schedule an appointment, and you were affected by the flooding, you need to schedule it. It's money to bridge the gap between your FEMA money and the actual cause of your rebuild. The pain is getting all of the paperwork they asked for. They don't judge you or act overly sympathetic, and my housing counselor was really smart. She found an error on my tax return just by glancing through it. (She was an accountant, and unfortunately, the error had already been found, and did not earn me any extra money.) I thought it would be a huge crowd of people all traumatized and very angry. (Like my Homeowner's Association meeting) I didn't have to wait, and it was in a nice building. No crowds or angry people anywher in sight! Plus, I now know where "the gulch" is.

The major glitch in my day was dealing with Suntrust about my mortgage. I think I know why people go "postal" now. Apparently, the good folks at Suntrust thought it would be helpful to put me in some kind of disaster program called "Loss Mitigation." What that means to me is that they post my mortgage payments a month after they get them, and put PAST DUE on my account statement. I had to show proof to the "We Are Home" people that I am current on my mortgage payments. Thanks to "Loss Mitigation," that's not possible, even though I AM current on my payments. The smartass on the (I use this term loosely) customer service line told me that he wasn't the one that signed the "documents" putting me in this program. Documents????? I signed NOTHING! I told him that he'd better produce said documents with my signature on them immediately. He then asked me to hold for a "moment," which in his world means 30 minutes. When he finally came back to the phone, he said that within 7-10 days all would be corrected. Unfortunately, my meeting was TODAY in 30 MINUTES!!!!!!!!! So I hung up on him! Don't worry, my local mortgage agent is helping me work it out, but I really wish this hadn't happened!

Other news of the day that has nothing to do with the flood, but I need to vent about: One of my girls has a friend whose mother does not approve of me because I'm a "Democrat." WTF???? I have NEVER registered as a member of any party. I am an open-minded, tolerant, Christian and I vote accordingly. It is absolutely nobody's business who I vote for, and I never discuss politics with anyone besides my parents and sisters, and maybe two close friends. I've voted for Democrats and I've voted for Republicans. I vote for people who believe in doing the right thing, people who act like I believe Jesus would act, although nobody ever comes close to Jesus! Does turning my car off when it's been idling at a drive through make me a democrat? Maybe I just want my grandkids to grow up with clean air to breathe, and I don't want to waste gas. I'm not making a political statement. Why do we feel the need for labels? I did call this weenie woman on the phone to tell her off, but she did not accept or return my phone call. People who think I say everything that goes through my mind are wrong! I hold A LOT back. I know some people who would be quivering and curled into a ball in the corner if I said everything I wanted to say! Well, now that that's off my chest, I feel better! :)

Still loving our stay-cation, and the stinkers in our VBS class crack me up all morning long!

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